Sehat Sahulat Program
Complete Guide to Qaumi Sehat Card & Free Healthcare in Pakistan
| Detail / Tafseel | Information / Maloomat |
|---|---|
| Scheme Name (Naam) | Sehat Sahulat Program / Qaumi Sehat Card |
| Treatment Limit (Hadh) | Up to Rs. 1 Million (10 Lakh) per family per year |
| Physical Card Needed? | No. Your Original CNIC is your Sehat Card. |
| Coverage Type (Ilaaj) | IPD Only (Admitted Patients, Surgeries, Deliveries) |
| Check Eligibility (SMS) | Send your CNIC Number to 8500 |
| Where to Use? | All Empaneled Government & Private Hospitals |
| Official Helpline | 0800-09009 (Toll-Free) |
What is the Sehat Sahulat Program? (Sehat Card Kya Hai?)
The Sehat Sahulat Program is a flagship micro-health insurance initiative by the Government of Pakistan. It aims to provide financial protection to citizens against extraordinary healthcare costs. Under this program, eligible families are entitled to free medical treatment of up to Rs. 1,000,000 (1 Million Rupees) annually at any designated panel hospital across the country.
Diseases & Treatments Covered (Kon Kon Si Bemariyan Shamil Hain?)
The Sehat Card covers a wide range of inpatient services (where the patient is admitted to the hospital). Here is a list of major treatments covered under the scheme:
- Cardiology: Open Heart Surgeries, Angioplasty (Stents), and Bypass.
- Maternity & Gynecology: Normal Deliveries, C-Section (Bara Operation), and related complications.
- Oncology: Cancer treatments, Chemotherapy, and Radiotherapy.
- Surgical Procedures: Appendix, Gallbladder removal, Hernia, and Orthopedic surgeries (bone fractures).
- Critical Care: Burn management, Dialysis for kidney patients, and ICU admissions.
- Accidents: Road traffic accidents resulting in serious trauma.
Awam ko sab se zyada masla tab hota hai jab wo aam bukhar, khansi, ya checkup ke liye aspatal jatay hain aur Sehat Card kaam nahi karta. Yaad rakhein:
❌ OPD (Outpatient Department) Cover NAHI Hai: Aam checkup, doctor ki fees, aam bukhar ki dawai, ya bahar se hone walay test sehat card par nahi hote.
✅ IPD (Inpatient Department) Cover Hai: Sehat card SIRF us waqt istemal hoga jab doctor patient ko aspatal mein dakhil (ADMIT) kar lega, ya koi operation/surgery honi hogi.
How to Check Eligibility? (Check Karne Ka Tarika)
There is no physical card required anymore. Your Computerized National Identity Card (CNIC) is your actual Sehat Card. Eligibility is usually linked with NADRA and BISP databases.
- Open the messaging app on your mobile phone.
- Type your 13-digit CNIC number (Without Dashes/Spaces).
- Send it to 8500.
- You will receive a reply shortly confirming whether you and your family are eligible for the program.
Step-by-Step Hospitalization Process (Aspatal Mein Ilaaj Ka Tariqa)
If you need to use the Sehat Card for an operation or admission, follow these exact steps:
- Step 1: Go to a designated panel hospital (Government or Private).
- Step 2: Go straight to the “Sehat Sahulat Program (SSP) Counter” located inside the hospital.
- Step 3: Present your Original CNIC to the representative. They will verify your eligibility online.
- Step 4: Get checked by the hospital’s doctor. If the doctor advises “Admission” or “Surgery,” the SSP representative will approve your treatment.
- Step 5: After successful free treatment, you will be discharged without paying the medical bills.
Required Documents (Zaroori Kagzat)
- Original and Valid CNIC (Expired CNICs will not be accepted by the system).
- NADRA B-Form for children under 18 years of age.
- Any previous medical reports or prescriptions.
FAQs & Complaints (Aksar Puche Jane Walay Sawalat)
Q: Kya mujhe Sehat Card banwane kisi daftar jana hoga?
A: Nahi! Aapko koi plastic ka card banwane ki zaroorat nahi hai. Agar aap 8500 ke hisaab se ahal hain, tou apka aam Shanakhti Card (CNIC) hi apka Sehat Card hai.
Q: Agar aspatal walay Sehat Card par ilaaj se inkaar karein ya paise mangein tou kya karein?
A: Agar koi panel aspatal ilaaj se inkaar kare ya extra fees mange, tou aap fauran aspatal mein mojood Sehat Card ke numainde se milen, ya hukumat ki Toll-Free Helpline 0800-09009 par call kar ke aspatal ke khilaf shikayat darj karwayen.
Q: Meri shadi ho gayi hai, kya mera naya khandan ban gaya hai?
A: Haan. Shadi ke baad mard aur aurat ko NADRA mein apna record update karwana chahiye (Wife ke CNIC par husband ka naam). Uske baad wo ek alag khandan count honge aur unhe alag se 10 lakh ki limit mil jayegi.
