Benazir Income Support (BISP)
Complete Guide to Benazir Kafaalat & Women Support Program
| Detail / Tafseel | Information / Maloomat |
|---|---|
| Scheme Name (Naam) | Benazir Kafaalat Program (BISP) |
| Main Benefit (Faida) | Quarterly Financial Assistance (Naqad Imdad) |
| Education Required (Taleem) | No education required (Baghair Taleem) |
| Target Audience (Ahal Afrad) | Deserving & low-income Married Women / Widows |
| Installment Period (Arsa) | Every 3 Months (Har 3 Maah baad) |
| Survey Method (Registry) | NSER Dynamic Registry at BISP Tehsil Centers |
| Check Status (Status Check) | Via 8171 SMS or 8171 Web Portal |
What is Benazir Income Support Program? (BISP Kya Hai?)
The Benazir Income Support Programme (BISP) is the largest social safety net in Pakistan. Specifically, the “Benazir Kafaalat” initiative aims to provide unconditional cash transfers to millions of deserving, impoverished women across the country. By transferring funds directly to women, the program empowers them financially and helps their families fight poverty and inflation.
Key Benefits of BISP
- Quarterly Cash Stipend: Deserving women receive a fixed cash amount every three months.
- Benazir Taleemi Wazaif: Additional stipends for the children (boys and girls) of BISP beneficiaries if they maintain 70% school attendance.
- Benazir Nashonuma: Health and nutrition support for pregnant women and lactating mothers to prevent stunting in children.
Detailed Eligibility Criteria (Kaun Ahal Hai?)
Not everyone can receive BISP funds. The government uses a Poverty Score (PMT score) calculated through the NSER survey to determine eligibility.
- Gender & Marital Status: Only married women, widows, or divorced women with a valid CNIC can apply.
- Income Level: The household’s daily income must be extremely low (below the poverty threshold).
- Assets: The family must not own significant agricultural land, a personal car, or run a large business.
Who is NOT eligible?
- Government employees (including retired pensioners) and their spouses.
- Individuals who have traveled abroad (except for Hajj/Umrah on lower-tier packages, subject to verification).
- People who pay high utility bills or taxes.
1. Khatoon ka Shanakhti Card (CNIC) bana hona zaroori hai.
2. Khatoon shadi shuda, bewa ya talaq yafta ho.
3. Ghar ka guzara bohat mushkil ho (Ghurbat ka score 32 se kam ho).
4. Ghar mein koi Sarkari mulazim (Government employee) na ho aur kisi ke paas apni car na ho.
How to Register/Apply? (Apply Karne Ka Tarika)
BISP no longer uses standard paper application forms. Registration is done via the **Dynamic NSER Registry**.
- Check via SMS: First, send your 13-digit CNIC number (without dashes) to 8171 from your mobile phone. You will receive a reply detailing your eligibility status.
- Visit Tehsil Office: If the SMS says your survey is incomplete or not done, you must visit the nearest BISP Tehsil Registration Center.
- Dynamic Survey: At the center, the data entry operator will ask you questions about your household, income, and children to update your Poverty Score in the system.
- Confirmation: After the survey, if you are deemed eligible, you will receive a confirmation message from “8171” when the next payment cycle begins.
1. Sab se pehle apne mobile ke message mein apna CNIC number likhein aur 8171 par bhej dein.
2. Agar message aaye ke aap apna ‘Survey’ karwayen, tou apne qareebi BISP Tehsil Office jayen.
3. Wahan apka NSER Dynamic Survey hoga jisme aapse ghar aur aamdani ke sawalat puche jayenge.
4. Survey mukammal hone ke baad, agar aap ahal hue tou aapko 8171 se ‘Paise aane ka’ message aa jayega.
Required Documents (Zaroori Kagzat)
When going for the survey at the BISP Tehsil center, take the following documents with you:
- Original CNIC (Must be valid/not expired)
- Children’s B-Form (Form-B) issued by NADRA
- Recent Electricity or Gas Bill (if available)
- Registered Mobile Number (SIM must ideally be registered in your or your husband’s name)
FAQs & Important Fraud Warning (Aksar Puche Jane Walay Sawalat aur Fraud Se Bachaao)
Q: BISP ka registration fee kitna hai?
A: Bilkul Muft (Zero)! BISP ka survey aur registration 100% free hai. Agar koi aapse paise mange tou wo fraud kar raha hai.
Q: Fake messages ki pehchan kaise karein?
A: BISP ke tamam official messages SIRF ‘8171’ se aate hain. Agar aapko kisi aam mobile number (jaise 0300-XXXXXXX) se message aaye ke “Aapke BISP ke paise aagaye hain, is number par call karein”, tou wo 100% FRAUD hai. Kabhi kisi ko apna CNIC, OTP ya bank detail na dain.
Q: Paise kaise wasool kiye jate hain?
A: Jab 8171 se message aaye, tou aap apne qareebi BISP partner bank (Habib Bank ya Bank Alfalah) ke biometric ATM ya BISP/JazzCash/Easypaisa ke makhsoos agents se biometric (anghutha laga kar) paise nikalwa sakti hain.
Q: Mera CNIC expire (zayad-ul-miyaad) ho gaya hai?
A: Agar CNIC expire hai, tou paise block ho jayenge. Fauran NADRA ja kar naya card banwayen aur bank mein update karwayen.
