Kissan Package & Kissan Card
Complete Guide to Kissan Card, Green Tractor & Agri-Subsidies
| Detail / Tafseel | Information / Maloomat |
|---|---|
| Scheme Name (Naam) | CM Kissan Package / Prime Minister Agri Relief |
| Main Benefit (Faida) | Interest-free loans, Tractor & Solar Tubewell subsidies |
| Target Audience (Ahal Afrad) | Small & Medium Farmers (1 to 25 Acres Land) |
| Kissan Card Loan Limit | Up to Rs. 30,000 per acre (Max Rs. 3 Lakhs) |
| Green Tractor Subsidy | Rs. 1,000,000 (10 Lakh) per tractor |
| Eligibility Check (SMS) | Send your CNIC to 8070 |
| Bank Partner | Bank of Punjab (BOP) & HBL Konnect |
What is the Kissan Package? (Kissan Package Kya Hai?)
The Government has rolled out a historic agricultural relief initiative known as the Kissan Package to empower small and medium-scale farmers. This multi-billion rupee package aims to reduce the financial burden on farmers by providing interest-free loans, massive subsidies on modern farming equipment, and direct cash assistance. The flagship initiative under this package is the Kissan Card, which digitizes the subsidy distribution and loan process.
Major Schemes Under the Kissan Package
The Kissan Package is not a single scheme; it is an umbrella that covers several vital agricultural projects:
- 1. Kissan Card (Interest-Free Loans): Farmers receive a digital card loaded with a pre-approved interest-free loan of up to Rs. 30,000 per acre (Max limit: 300,000) for a 6-month period to buy seeds and fertilizers.
- 2. Green Tractor Scheme: A highly subsidized scheme where the government pays Rs. 1 Million (10 Lakhs) of the total cost for high-power tractors given to farmers through transparent balloting.
- 3. Solarization of Tube Wells: To combat high electricity costs, the government provides up to a 95% subsidy to convert diesel and electric tube wells to solar power systems.
- 4. Wheat Support Program: Cash assistance (Rs. 5,000 per acre), free warehouse storage (EWR), and exemption from Abiana (irrigation tax) to protect wheat growers.
Yeh scheme khas tor par chhote aur darmiyane tabqe ke kisaanon ke liye hai.
✅ Kissan Card aur asan karze ke liye aapki apni zameen 1 Acre se le kar 25 Acre ke darmiyan honi chahiye.
✅ Zameen ka mukammal record PLRA (Punjab Land Records Authority) mein computerized (digitized) hona lazmi hai.
How to Register for Kissan Card? (Apply Karne Ka Tarika)
The registration process has been digitized to ensure transparency and eliminate corruption. Follow these steps to apply for the Kissan Card:
- SMS Verification: Type your 13-digit CNIC number in your mobile’s message app and send it to 8070. You will receive a reply detailing your eligibility status.
- Mobile Wallet Account: Open a digital mobile wallet account (like HBL Konnect) using a mobile SIM registered against your own CNIC.
- Agriculture Office Visit: Visit your local Tehsil Agriculture Office with your Original CNIC and computerized land record (Fard).
- Verification: The representative will verify your land data through PLRA and your identity through NADRA.
- Card Issuance: Once approved, your account will be opened with the Bank of Punjab (BOP), and you will be notified via SMS to collect your Kissan Card.
Required Documents (Zaroori Kagzat)
- Original Computerized National Identity Card (CNIC).
- Computerized Land Record (Fard) confirming ownership of 1 to 25 acres.
- Active Mobile Number / SIM registered in the applicant’s name.
FAQs & Important Fraud Warning (Aksar Puche Jane Walay Sawalat)
Q: Mujhe message aya hai ke mera Green Tractor nikal aya hai, tax ke 50,000 bhejein?
A: Yeh 100% FRAUD hai. Hukumat ya Agriculture Department kabhi bhi aapse EasyPaisa ya JazzCash ke zariye tax ya “processing fee” nahi mangta. Kissan scheme ke tamam official messages sirf aur sirf 8070 se aate hain.
Q: Kya kiraye ki zameen (Thekedar/Muzara) par Kissan Card ban sakta hai?
A: Filhal Kissan Card aur Green Tractor scheme ka faida sirf un kisaanon ke liye hai jo zameen ke asal malik (Owner) hain aur unka record PLRA mein computerized hai.
Q: Kissan Card ka sood (interest) kitna hai?
A: Kissan Card par 0% Markup (Sood) hai. Sood ki raqam (markup) hukumat khud bank ko ada karti hai. Kissan ne sirf utni hi raqam wapis karni hai jitni usne beej ya khad ke liye istemal ki hogi, aur wo bhi 6 mahine ke baad (Fasal utarne par).
